Advanced risk intelligence with 50,000 specialized agents
Insurance Type | Policies Written | Premium Volume | Loss Ratio | Risk Score | Approval Rate | ASI Engine Recommendations | Actions |
---|---|---|---|---|---|---|---|
Auto Insurance | 28,750 | $5.85M | 62.5% | 85/100 | 92.8% | Optimize premium structure | |
Home Insurance | 18,520 | $4.92M | 58.7% | 88/100 | 94.5% | Maintain current strategy | |
Life Insurance | 12,350 | $3.85M | 45.2% | 92/100 | 95.2% | Expand customer base | |
Health Insurance | 22,780 | $7.25M | 72.8% | 78/100 | 87.5% | Refine risk assessment |
Claim Type | Total Claims | Avg. Processing Time | Approval Rate | Avg. Payout | Fraud Detection | ASI Engine Recommendations | Actions |
---|---|---|---|---|---|---|---|
Auto Collision | 8,250 | 2.5 days | 92.5% | $3,850 | 3.2% | Optimize repair network | |
Property Damage | 5,780 | 3.8 days | 88.7% | $8,250 | 2.5% | Enhance assessment process | |
Medical Claims | 12,350 | 4.2 days | 85.2% | $2,750 | 4.8% | Improve verification process | |
Life Insurance | 1,850 | 5.5 days | 97.5% | $125,000 | 0.5% | Streamline documentation |
Risk Category | Exposure Level | Mitigation Strategy | Effectiveness | Trend | Status | ASI Engine Recommendations | Actions |
---|---|---|---|---|---|---|---|
Natural Disasters | High | Reinsurance + Geographic Diversification | 92.5% | Improving | Managed | Increase catastrophe modeling | |
Cyber Risk | Medium-High | Specialized Underwriting + Education | 85.7% | Stable | Monitoring | Enhance security protocols | |
Health Epidemics | Medium | Risk Pooling + Reserves | 88.2% | Improving | Managed | Expand early warning systems | |
Economic Downturn | Medium | Investment Diversification | 90.5% | Improving | Managed | Optimize asset allocation |
Segment | Customers | Premium Share | Avg. Policy Value | Retention Rate | Growth | ASI Engine Recommendations | Actions |
---|---|---|---|---|---|---|---|
Premium | 85,750 | 42.5% | $3,850 | 95.8% | +12.5% | Expand loyalty program | |
Standard | 287,250 | 35.8% | $1,250 | 88.5% | +8.7% | Upsell premium products | |
Basic | 428,750 | 18.2% | $425 | 75.2% | +3.8% | Improve retention strategies | |
New | 78,520 | 3.5% | $750 | N/A | +18.5% | Enhance onboarding experience |